Built for Service Members

Your military pay is more complex than a civilian paycheck. Finally, an app that knows that.

RankUp calculates your exact take-home using latest DFAS pay tables, tracks your BAH, BAS, and TSP, and shows you exactly where you stand financially — free.

No subscription
One-time unlock
All branches
Dashboard
Financial readiness overview
Financial Readiness Score
74
/100
Financially Solid
Strong foundation. Focus on savings rate to reach the next level.
Emergency Fund
18/20
TSP / Retire
15/20
Debt Load
20/20
Budget
12/20
Take-Home
$5,572
After deductions
Surplus
+$1,332
Available
Savings
$47k
All accounts
Debt
$0
Debt free
Dash
$
Income
Budget
Score
···
More
Score updated
74 / 100 — Financially Solid
The problem

Military pay is not a regular paycheck.

Most finance apps were built for civilians. They don't know what BAH is. They can't model what happens to your income when you PCS. RankUp was built for you.

🧾
Your LES has 40 line items

Most apps ask for your "salary." Your pay has base pay, BAH, BAS, special pays, and deductions that change every month. RankUp reads all of it using latest DFAS pay tables.

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Every PCS changes everything

New duty station. New BAH rate. New take-home. A new financial reality every 2-3 years. RankUp models the impact before you sign your orders.

🎖️
Separation is financially complex

Losing BAH, BAS, and base pay simultaneously while navigating pension, VA, and a civilian job search. RankUp maps every dollar of that transition.

Free — No Credit Card Required

Know exactly where you stand.
Start in 60 seconds.

Select your rank and years of service. RankUp pulls your exact current DFAS pay and calculates your financial readiness score — immediately.

💰
Income Calculator

latest DFAS pay tables — exact base pay, BAH, BAS, and take-home for every grade and YOS. All branches.

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Budget Builder

Track every expense with starter templates matched to your rank and family situation. E-4 single. E-6 family. O-3 off-post.

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Savings Tracker

Emergency fund progress based on your actual budget expenses — not your paycheck. Deployment buffer guidance included.

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Investments

TSP balance, Roth IRA, brokerage, and complete net worth snapshot — all in one place.

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Debt Tracker

Track balances, interest rates, and minimum payments across all your debts. AAFES, car loans, student loans.

Financial Readiness Score

Your overall military financial health on a 0–100 scale. Visible on your Dashboard every time you open the app.

⚡ Planning Tools — $9.99 One-Time

Make every major military
financial decision with confidence.

PCS orders. A house decision. Getting out. These are not everyday decisions and they deserve more than a spreadsheet. One payment. All tools. Forever.

PCS Planner

Know the exact dollar impact of your next move before you sign.

Enter both duty stations. RankUp pulls the BAH rates and shows you exactly how your monthly take-home changes. No surprises on the other side of your PCS.

  • BAH comparison between any two duty stations
  • Take-home delta — exact dollar difference per month
  • Side-by-side station financial breakdown
PCS Planner
BAH comparison & take-home delta
Current Station
Fort Bragg, NC
BAH: $1,800/mo
New Station
Fort Lewis, WA
BAH: $2,400/mo
Monthly Change
+$600
TSP Forecast

See your retirement number. Then figure out how to hit it.

Interactive projection up to 40 years. BRS matching optimizer shows you exactly how much free money you're leaving on the table if you're contributing under 5%.

  • Growth projection up to 40 years, adjustable
  • BRS DoD match optimizer — maximize free money
  • IRS annual limit tracker with catch-up eligibility
TSP Forecast
Retirement projection & contribution analysis
TSP Balance$38,500
My Contribution5% = full match
Annual Return7%
$683k
At 20 Years
$1.4M
At 30 Years
Transition Add-On — $4.99

Separating? Know exactly what your income looks like on the other side.

Most service members don't know their post-military income until they're already out. RankUp calculates your pension, VA disability, and civilian income gap — so you can plan instead of survive.

  • Military pension calculator — BRS and High-3/Legacy
  • VA disability compensation with spouse and dependent math
  • Household income gap — every source, pre and post retirement
  • Separation timeline — milestones from 24 months out to day one
  • Transition Readiness Score with personalized improvement plan
Get both for $12.99 Planning + Transition — save $2
Get Everything
Income Bridge
Household income — pre vs post retirement
Active Duty (pre-sep) $4,898/mo
Military Pension $2,211/mo
VA Disability $774/mo
Household Income Gap
-$1,913/mo
$22,953/yr civilian salary needed to close the gap
Always Growing

Built around military life.
New features ship regularly.

RankUp is actively developed around the real financial challenges of military service. Every update is informed by what service members, veterans, and military families actually need — not what a civilian finance app thinks they need.

👨‍👩‍👧‍👦
Family Command Center
Having a baby, getting married, or adopting? See the exact dollar impact on your BAH, SGLI, and household budget — plus a military-specific action checklist for each life event. Includes DoD adoption reimbursement tracking (up to $5,000 most families never claim).
🎓
Learn — Military Financial Education
Three structured tracks — Military Finance, Financial Foundations, and Investing — with interactive charts, per-lesson quizzes, and a TSP fund comparison tool. Built for service members, not finance majors.
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GI Bill & School Transition
Getting out to go to school? Track your BAH student rate against your actual budget to see if your GI Bill housing allowance covers your expenses — before you sign a lease near campus.
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BAH Lookup — Built In
Look up your exact BAH rate by ZIP code without ever leaving the app. Enter your duty station and dependency status — your rate is pulled and pre-filled into your income calculator automatically.
Full Branch Accuracy
Coast Guard cutter BAS, Reserve & Guard drill pay, branch-specific terminology. Galley, chow hall, or DFAC — RankUp knows the difference.
🚢
Ship & Cutter Duty
Subsistence in kind handled correctly. If your BAS is $0 because you're eating onboard, RankUp knows — and explains why that's normal.
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Deployment Planning
Combat zone tax exclusion, deployment savings projections, and family budget management while you're downrange. Coming soon.

Features ship based on what the military community needs most. Tell us what you need →

Pricing

Simple pricing.
One-time. No subscription.

Pay once. Use forever. We'll never charge you again.

Free
$0
Always free
  • Income Calculator — latest DFAS pay tables
  • Budget Builder
  • Savings Tracker
  • Investments
  • Debt Tracker
  • Financial Readiness Score
Start free →
Best Value
Everything
$12.99
Planning + Transition — one-time
  • Everything in Planning
  • Pension & VA Calculator
  • Household Income Bridge
  • Separation Timeline
  • Transition Readiness Score
  • AD Pay Analysis
Get Everything — $12.99

All purchases are one-time. No subscription. No recurring charges. Payments processed securely by Stripe.